Terms of Service & Data Guide
Last Updated: November 25, 2025
Quick Data Use Guide (The Simple Version)
We believe in privacy. Here is how USACalculatorHub handles your data:
🔒 No Personal Storage
When you enter a ZIP code, salary, or mortgage amount, we do not save it on our servers. The calculation happens in your browser.
⚡ Transient Data
Once you refresh the page or close the tab, your input data is gone forever. We don't build profiles on our users.
🌍 External APIs
For location tools, we use public APIs (like Zippopotam). We send the ZIP code to get the city name, but we don't send your personal identity.
🍪 Cookies
We use minimal cookies only for website analytics (to see how many people visit us). We don't track you across the internet.
1. Acceptance of Terms
By accessing and using USACalculatorHub.com, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by these terms, please do not use this service.
2. Educational Purpose Only (Disclaimer)
All tools, calculators, and information provided on this website are for educational and informational purposes only.
While we strive for accuracy, we cannot guarantee that the results (especially for Tax, Mortgage, and Finance tools) are 100% accurate or applicable to your specific legal or financial situation. You should consult with a qualified professional (Accountant, Lawyer, or Financial Advisor) before making decisions based on these results.
3. Use of Location Data
Our location tools (ZIP Finder, Distance Calculator, etc.) rely on third-party open-source databases and APIs. Occasionally, ZIP code boundaries change or new codes are added. We do not guarantee real-time accuracy for postal logistics or legal boundary disputes.
4. User Conduct
You agree not to:
- Use automated scripts or bots to scrape data from our tools.
- Attempt to disrupt the website's servers or functionality.
- Use the website for any illegal activities.
5. Intellectual Property
The design, code, calculators, and content on this website are the property of USACalculatorHub. You may not copy, reproduce, or distribute our calculator logic or code without permission.
6. Changes to Terms
We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated revision date.
7. Contact Us
If you have any questions regarding these terms or our data practices, please contact us via our Contact Page.